Take farmers for an example – whenever they need money to buy fertilisers, they will be able to secure loans from Nagad's digital bank through just a few clicks on their phones and the entire application process can be completed within a few minutes and be approved within one second.

Bangladesh Bank has not come to shut down Nagad; we are here to assist Nagad in moving forward.” The administrator clarified that none of Nagad's services, activities, or progress would be halted, even for a moment. He said, “Nagad was and will continue to be.

You can “Add Money” up to 5 times and up to 30,000 taka daily to your or other 'Nagad' Accounts from any bank's Visa or MasterCard. In this way, you can “Add Money” up to 25 times and up to a total of 200,000 taka per month.

Customer will earn profit on their wallet balance based on the slab of minimum day end balance of the month. For example, if a customer has an average balance of BDT 60,000 in a month, but the balance falls down to BDT 5,000 in a day of that month, then the profit rate applied on the average balance shall be 1.5%.